Sample request letter to correct a credit report error

GUIDELINES

  1. In today's business world, a good credit rating is crucial. If there is an error in a credit report, you should address it as soon as possible. Make sure that the credit bureau corrects the error immediately. Ask them to send the edited statements to everyone they sent the wrong reports.
  2. Explain the mistake by presenting the evidence.
  3. Request the bureau to fix the error.

SAMPLE LETTER

[Senders Name]
[Address line]
[State, ZIP Code]

[Letter Date]

[Recipients Name]
[Address line]
[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-


Dear [Recipients Name],

I was quite alarmed to see that my credit card bill shows that I have not issued any payments for the past two months. This statement is strange because the one I received last month does not reflect any default in payment. In any case, I have attached copies of the receipts for my previous payments. Please make the necessary corrections to my records to reflect that I have been consistent in my card payments. Thank you.

Sincerely,

[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] - Optional -
cc: [Name of copy recipient] - Optional -