Sample letter to request a correction in a credit card bill


  1. In today's business world, a good credit rating is crucial. If there is an error in a credit report, you should address it as soon as possible. Make sure that the credit bureau corrects the error immediately. Ask them to send the edited statements to everyone they sent the wrong reports.
  2. Explain the mistake by presenting the evidence.
  3. Request the bureau to fix the error.


[Senders Name]
[Address line]
[State, ZIP Code]

[Letter Date]

[Recipients Name]
[Address line]
[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear [Recipients Name],

If you recall, I applied for a restructured credit card payment scheme in January of last year. The arrangement was that I would be paying a fixed amount of $150 every month for two years to cover my debt completely. I have done so quite religiously and should have only two months left before settling the full amount. However, I still received a statement yesterday which makes it appear as though I have not issued any payments in the last year.

Could you please look into this matter as soon as possible and make the necessary adjustments to your records immediately? If you wish, I can provide you with copies of my receipts for the last year. Thank you for your prompt attention.


[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] - Optional -
cc: [Name of copy recipient] - Optional -