GUIDELINES

  1. Write the letter in brief with an assertive tone. Do not insult the recipient. Avoid stating any legal course of action unless you have decided to go for it.
  2. Mention all the necessary facts about the harassment you are facing. Attach references like receipts or canceled checks.
  3. Say you would want the harassment to stop in a direct tone. Mention about the course of actions you would opt for if the harassment continues.
  4. Mention about legal action only if you have decided to go for it.

SAMPLE LETTER

[Senders Name]
[Address line]
[State, ZIP Code]

[Letter Date]

[Recipients Name]
[Address line]
[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-


Dear [Recipients Name],

While acknowledging that my payment is overdue, I do not feel that this is justification for the actions of your office. So far this week I have taken three letters and two phone calls from yourselves. Additionally, I am also led to believe that you have contacted my parents, who do not have any input or say over the payments that I make. This action, on top of the numerous communications I have received make me believe that I am being harassed, and they should, therefore, stop immediately.

I have the money coming into my account this week, and once I have received the money, I will send you payment right away. Therefore, you should have the money at your office by early next week.

Sincerely,

[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] - Optional -
cc: [Name of copy recipient] - Optional -

Complaint letter about harassment on account of non-payment.

Further things to consider when writing complaint letters to creditors

Further things to consider when writing complaint letters to creditors

Complaint Letters

Complaint letters are letters written to a certain authority to address an unacceptable or unsatisfactory behavior or situation. They are used to address any offense, wrongdoing, grievance, or resentment arising out of products or services. Basically, complaint letters are used to raise concerns about unfair doings and seek a productive outcome. Some of the most common mistakes people complain about include defective or incomplete order, abnormal delays in sending consignments, mistakes in bills or reminders for payment, dispatching products of wrong quality, or even a neighbor's misconduct.

Complaint letters can be written by anyone for any reason. Provided you have a purpose and the facts to back up your complaint; then you can put together a complaint letter. State the actual complaint and put in all the necessary details such as the number of times the issue has occurred. Mention what actions you expect to be taken regarding your complaint (suggest solutions if necessary). If you are writing a complaint to a home owner about something that happened, explain clearly how the events transpired. Use a cordial and polite tone and ask for a response before closing your letter.

Letters to Creditors

Letters to creditors are letters written to people or companies to whom money is owed. A creditor can be a bank, person, or any financial institution. If you have got some debts, you will definitely find yourself writing letters to creditors at some point. They could be inquiry letters to request information about your debts, cancellation letters to cancel credit agreements, or inform letters to inform the creditors of changes in the payment methods. Letters are a great and powerful tool to use when communicating with your creditors. They can help you to handle tough issues and protect your rights.

When writing letters to creditors, you need to make sure that you have all the required information. Address the letter to the appropriate person and use the right salutation. State clearly why you are writing the letter. Provide important details such as your contact and account information - you can reference this information before the body of the letter. If you had called the recipient regarding the issue, mention that in the letter. Mention other documents enclosed with the letter if any. Be brief and maintain a professional tone. Finish with your full name and signature.

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