Letter complaining about harassment due to overdue payment


  1. Write the letter in brief with an assertive tone. Do not insult the recipient. Avoid stating any legal course of action unless you have decided to go for it.
  2. Mention all the necessary facts about the harassment you are facing. Attach references like receipts or canceled checks.
  3. Say you would want the harassment to stop in a direct tone. Mention about the course of actions you would opt for if the harassment continues.
  4. Mention about legal action only if you have decided to go for it.


[Senders Name]
[Address line]
[State, ZIP Code]

[Letter Date]

[Recipients Name]
[Address line]
[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear [Recipients Name],

I must complain about the late night calls being made to remind me that I need to send in my overdue payment. It has only been two weeks since the payment was due, and I have informed your office twice about my situation. Despite this though I am still being harassed for the money. If I receive any more phone calls or letters, then I will immediately send all evidence of this harassment to the State Attorney General's office. Do not contact me again.


[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] - Optional -
cc: [Name of copy recipient] - Optional -