1. Clearly state that you are cancelling the credit account you have with the institution. If you want to, you can opt to mention the reasons for your cancellation briefly.
  2. If there is any remaining balance to be paid off, you can also mention how you intend to pay it off.
  3. End respectfully.


[Senders Name]
[Address line]
[State, ZIP Code]

[Letter Date]

[Recipients Name]
[Address line]
[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear [Recipients Name],

This letter is to confirm that I will be canceling my credit from your institution effective immediately.

Please mail me a documentation of any remaining fees and balances which need to be paid off, and I will settle them within a week.

Thank you.


[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] - Optional -
cc: [Name of copy recipient] - Optional -