Response letter to a foreclosure summons #2


  1. Begin by acknowledging the letter for the foreclosure.
  2. Respond to each of the claim made by the lender. Each claim should be in a numbered paragraph format and should be admitted, denied or stated as insufficient information.
  3. If appropriate, provide an explanation about why the plaintiff could not file this suit in the first place
  4. End with a positive statement of hope.


[Senders Name]
[Address line]
[State, ZIP Code]

[Letter Date]

[Recipients Name]
[Address line]
[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear [Recipients Name],

I have received the letter for the foreclosure summons.

Below are my replies to the claims made by the plaintiff. 1. I accept allegation made in paragraph one and two.2. I deny allegations made in paragraph 3 and 4

I would also like you to take note; the loan amount has increased by 30% due to the inappropriate fee structure raised by the plaintiff, without any prior notice.

I am confident that you will look at both sides of the suit and will resolve this issue at the earliest.


[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] - Optional -
cc: [Name of copy recipient] - Optional -