Find inspiration in our curated catalog of goodwill letters. Each sample letter comes with guidelines and advice to help you find the right words.
Goodwill letters are letters you write to your creditors asking them to repair your credit report. As the name suggests, the objective of these letters is to ask the creditors to "forgive" a mistake you have made. Whether it is to remove a negative listing or late payment fees, creditors can remove any negative information from the credit report restoring it to good standing. May be you have encountered a technical error while processing your payment. Perhaps you have an excellent credit history and made one mistake. Goodwill letters can help fix your credit report in all these scenarios.
Just like any other letters you send to your creditors, goodwill letters should be kept short and simple. Mention the account you would like to be updated as well as your positive payment history. Be courteous, apologetic, and clearly explain what went wrong. Let the recipient know that you are requesting to take off a mistake from your credit history and give reasons as to why you are asking him/her to do so. At all cost, avoid blaming or accusing the creditors. End by reassuring the recipient that this type of default will not occur again in the future.