1. This letter conveys a happy news. It may be about a new business relationship or approval of credit. Keep in mind that the law is different for consumers and commercial establishments. Remember that all the credit approvals should follow the state and federal rules. This program does not include all the disclosures required for consumer credit. If such disclosures are necessary, only a cover letter would be enough. General details referring to the disclosure forms would be discussed in the cover letter.
  2. Make the announcement of the approval in a pleasant tone.
  3. Include all the relevant information.
  4. End with a note about the offer or the service you would wish to provide.


[Senders Name]
[Address line]
[State, ZIP Code]

[Letter Date]

[Recipients Name]
[Address line]
[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear [Recipients Name],

Congratulations! We are pleased to inform you that we have approved your application for credit with our bank. We will be sending you the forms that you need to fill out to complete your requirements within the next few days. If you have any questions, please give us a call at 333-3333.


[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] - Optional -
cc: [Name of copy recipient] - Optional -