1. When you need to increase your credit limit, you should write a letter for this purpose. Mention your reason for needing more credit. Tell the creditor how good your previous record has been. The tone of your letter should be formal, and the language should be unambiguous and objective.
  2. Get directly to the point and request the creditor an increase in your credit limit.
  3. Mention the reasons for needing a higher credit limit.
  4. Tell them to take a look at your spotless previous record.
  5. Request the creditor to answer your letter.


[Senders Name]
[Address line]
[State, ZIP Code]

[Letter Date]

[Recipients Name]
[Address line]
[State, ZIP Code]

[Subject: Normally bold, summarizes the intention of the letter] -Optional-

Dear [Recipients Name],

I am writing this letter to request a credit limit increase from $6,000.00 to $8,000.00 on our corporate account. We have had to make several plane ticket purchases as well as hotel bookings in the past few months for our employees going on professional training. As such, we have realized the need to increase our limit. We are confident that this will be approved, as we have always paid our balance in full and on time.

Should you need any documents or further information, please contact us at 434-3434. Thank you very much for your help. We look forward to continuing our working relationship with you.


[Senders Name]
[Senders Title] -Optional-

[Enclosures: number] - Optional -
cc: [Name of copy recipient] - Optional -